My question is - Is Future Finance worth it? I know I would have to start repaying immediately, but the repayments seem reasonable I'm just wondering what it's like in practice to be paying off a loan like this. does getting a full time job in the summer affect student finance? If student loan is forbidden in Islam, how can I pay for my tuition fees? What should I do if my parents won't support me? AVOID 'FUTURE FINANCE' They are liars, deceivers and con artists. Student Finance Overpayment Â£Â£Â£ The federal funds rate, however, doesn’t directly affect long-term rates, which include financial products like 30-year fixed-rate mortgages; those tend to move with long-term Treasury yields.